Tired of the stress?
Want to be debt free?
We’ll lead the way to your Fresh Start!
We can Eliminate & Reorganize your Debts! We can stop lawsuits, foreclosures, repos & harrassing creditors. And we make the entire process for you stress free & affordable!
To learn more about bankruptcy & our firm, please browse this website. When you’re ready, Contact Us to schedule a FREE consultation with an experienced & compassionate bankruptcy attorney, Ryan Loyacano.
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The Bankruptcy Process
What We Do
and Why Us?
Myths & Truths
THE BANKRUPTCY PROCESS
What are the Steps to Debt Relief?
STEP #1: FREE CONSULTATION
Meeting with an experienced bankruptcy lawyer is the first step to eliminating/reorganizing your debt(s). At this meeting, we will discuss how Chapter 7 & Chapter 13 apply to your individual situation and how to best protect your assets and eliminate your debt! So, contact us today by calling (561) 335-1555 or submitting a contact form here.
STEP #2: HIRE US
Retaining us is the first step on the path to debt relief. We will then prepare the required petition, schedules, means test and statement of financial affairs for your review, questions and signature.
STEP #3: FILE, Your Protection and Relief Begins!
Once you have signed the petition and provided all required documentation, your case is immediately filed with the court and all creditors are noticed. At this point, virtually all collection activity will be stopped including foreclosures, repossessions and lawsuits. Creditors will be prevented from contacting you via any method and they will be required to contact us so you can have some peace of mind. You could be completely debt-free in as little as 3 months!
THE TRUTH ABOUT BANKRUPTCY, ITS BENEFITS & COMMON MYTHS
Debt is an inescapable reality of life as most of us use it to maintain our family, lifestyle and business. But when unforeseen events happen, like an illness, divorce or reduction in income, the financial stress of paying those debts can be overwhelming, if not impossible and unbearable. Fortunately, Congress enacted the U.S. Bankruptcy Code many years ago providing a path to financial relief. Hence, it’s not a crime to file bankruptcy; rather, it’s a set of federal laws designed to assist you in a time of need. Many famous, smart & influential people throughout time, including the present, have utilized bankruptcy laws for relief.
Unfortunately, many people reject the idea of bankruptcy due to an irrational stigma and complete misunderstanding of the facts. Ironically, these same people end up losing property and money which we could have easily been saved had they filed for bankruptcy protection. Below is a list of the more common myths and realities about bankruptcy.
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